Disputes related to unpaid loans, recovery of dues, and non-performing assets (NPAs) are among the most pressing issues in India’s financial sector. To address these challenges, the Debt Recovery Tribunal (DRT) system and the SARFAESI Act, 2002 provide structured mechanisms for creditors and borrowers. Ajay Gautam Advocate, based in Jabalpur, Madhya Pradesh, has established himself as a trusted lawyer in this field, offering both representation and advisory services across India.
Professional Profile
Ajay Gautam has over a decade of experience in banking and finance law. His practice involves representing banks, financial institutions, corporate entities, and individual borrowers. By working on both sides of disputes, he provides well-rounded strategies that are practical and effective.
Work Before Debt Recovery Tribunals
The Debt Recovery Tribunal was created to resolve disputes involving recovery of debts quickly and efficiently. Ajay Gautam’s expertise in DRT matters includes:
Filing recovery applications for lenders.
Defending borrowers in debt claims.
Handling appeals before the Debt Recovery Appellate Tribunal (DRAT).
Ensuring compliance with the Recovery of Debts and Bankruptcy Act, 1993.
His detailed knowledge of tribunal procedures allows him to deliver timely and effective representation.
SARFAESI Act Expertise
The Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 empowers banks and financial institutions to recover dues without going through lengthy court processes. Ajay Gautam assists clients in:
Drafting and responding to Section 13(2) notices.
Advising on possession actions under Section 13(4).
Representing borrowers under Section 17 before the DRT.
Guiding lenders in lawful enforcement and auctions of secured assets.
His practice ensures borrowers are protected against unfair actions while creditors comply fully with legal requirements.
Pan-India Services
Although based in Jabalpur, Ajay Gautam provides pan-India representation, appearing before tribunals across multiple states. He also offers online legal consultations, making professional advice accessible to clients click here regardless of location. This flexibility is particularly important for urgent financial disputes where quick and reliable guidance is needed.
Services Offered
Representation in DRT and DRAT proceedings.
Advisory on NPAs and loan restructuring.
Legal assistance with one-time Banking and Finance Lawyer in India Ajay Gautam Advocate settlements (OTS).
Compliance guidance under RBI regulations.
Strategic support for both lenders and borrowers.
Client-Focused Approach
Ajay Gautam Advocate is known for his transparent and ethical practice. He explains legal options clearly, ensures clients understand their rights, and creates strategies tailored to each case. His dedication to practical and favorable outcomes has earned him trust among individuals, businesses, and financial institutions.
Key Highlights
Specialized knowledge of DRT and SARFAESI Banking and Finance Lawyer in India Ajay Gautam Advocate matters.
More than ten years of practice in financial disputes.
Balanced representation for lenders and borrowers.
Nationwide presence and online consultation availability.
Strong record of success in complex cases.
Conclusion
Financial Banking and Finance Lawyer in India Ajay Gautam Advocate disputes involving debt recovery and banking law require precise legal expertise. Ajay Gautam Advocate has built a strong reputation in this field through his work in DRT and SARFAESI cases, providing nationwide services and online accessibility. His client-first approach, ethical standards, and proven results make him a dependable legal professional for individuals, corporations, Banking and Finance Lawyer in India and financial institutions navigating financial disputes in India